Planning to visit a bank on July 6? Before stepping out, check whether your state has a bank holiday. While most banks across India will remain open, a few states will observe a regional holiday.
Will Banks Remain Closed Across India on July 6?
If you have an important banking task scheduled for Monday, July 6, it is a good idea to verify your local bank holiday calendar first. Many people assume that a bank holiday means branches across the country will remain closed. However, that is not the case this time.
The bank holiday on July 6 applies only to selected states. Public and private sector bank branches in Mizoram and West Bengal will remain closed due to regional observances. Meanwhile, banks in the rest of India will continue normal operations.
Therefore, customers in cities such as Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Jaipur, Lucknow, Noida, Patna, Ahmedabad, Pune, Chandigarh, and Bhopal can visit their bank branches as usual.
Why Are Banks Closed on July 6?
Different states observe different public holidays based on regional festivals, historical events, and important personalities. Consequently, the Reserve Bank of India prepares separate holiday calendars for various states.
On July 6, banks in Mizoram will remain closed to observe MHIP Day. At the same time, banks in West Bengal will stay shut to mark the 125th birth anniversary of Dr. Shyama Prasad Mukherjee.
Since these are regional holidays, they do not affect banking operations in other parts of the country.
Which States Will Have a Bank Holiday?
| State | Reason for Holiday | Bank Status |
|---|---|---|
| Mizoram | MHIP Day | Closed |
| West Bengal | 125th Birth Anniversary of Dr. Shyama Prasad Mukherjee | Closed |
| All Other States | No Regional Holiday | Open |
Will Online Banking Services Be Available?
Yes. Although physical bank branches in the affected states will remain closed, digital banking services will continue without interruption.
Customers can easily complete everyday financial transactions using online platforms. Moreover, ATM services will also remain operational throughout the holiday.
The following banking services will remain available:
• UPI payments
• Internet Banking
• Mobile Banking Apps
• ATM Cash Withdrawals
• Debit and Credit Card Transactions
• NEFT and RTGS Services
As a result, activities such as money transfers, utility bill payments, online shopping, and account balance checks can be completed without visiting a branch.
Which Banking Services Will Not Be Available?
Despite uninterrupted digital banking, customers will not be able to use services that require a physical bank visit. Therefore, anyone planning branch-related work should schedule it accordingly.
Services unavailable during the holiday include:
• Cash deposits at branch counters
• Cheque clearing submitted physically
• Demand Draft issuance
• Locker access
• Passbook updates
• In-person account services
Checking the holiday status before visiting your nearest branch can save both time and effort.
Shillong Banks to Remain Closed on July 9
Another regional holiday is scheduled later in the week. Banks in Shillong will remain closed on Thursday, July 9, because of the Beh Denkhlam festival.
This holiday is limited to Shillong and nearby areas. Consequently, banks in other cities and states will continue their regular business without interruption.
Nationwide Bank Holiday on July 11 and July 12
Unlike July 6, the second weekend of July will bring a nationwide closure.
All public and private banks across India will remain closed on Saturday, July 11, due to the Second Saturday holiday. Additionally, banks will stay closed on Sunday, July 12, as part of the regular weekly holiday.
Customers expecting to deposit cash, submit cheques, or complete branch-related work should finish these activities before the weekend begins.
When Will Banks Remain Open?
| Date | Status | Remarks |
|---|---|---|
| July 6 (Monday) | Partially Closed | Mizoram & West Bengal only |
| July 7 (Tuesday) | Open | Normal operations |
| July 8 (Wednesday) | Open | Normal operations |
| July 9 (Thursday) | Shillong Closed | Beh Denkhlam Festival |
| July 10 (Friday) | Open | Normal operations |
| July 11 (Saturday) | Closed | Second Saturday |
| July 12 (Sunday) | Closed | Weekly Holiday |
Frequently Asked Questions
| Question | Answer |
|---|---|
| Will banks be closed across India on July 6? | No. The holiday is limited to Mizoram and West Bengal. |
| Can I use UPI on July 6? | Yes. UPI and all digital banking services will work normally. |
| Will ATMs remain open? | Yes. ATM cash withdrawal services will continue. |
| Which branches will remain closed? | Only bank branches in Mizoram and West Bengal will remain closed on July 6. |
| When is the next nationwide bank holiday? | July 11 (Second Saturday) and July 12 (Sunday). |
The information provided in this article is for general informational purposes only. While we strive to keep the content accurate and up to date, readers should verify important details through the official website or the concerned authority before taking any action. This website is not affiliated with any government organization.