Bank Holiday Today: Wondering whether banks are open today? Before visiting your nearest branch on July 6, 2026, check the latest bank holiday schedule to avoid unnecessary travel and complete your banking plans without hassle.
Are Banks Closed Today on July 6, 2026?
If you are planning to visit a bank today for cash deposits, cheque clearance, account-related work, or any other important banking service, it is a good idea to confirm whether your local branch is open. On July 6, 2026, banks are closed only in selected states because of regional holidays. Therefore, this is not a nationwide bank holiday.
Customers living in Mizoram and West Bengal should note that both public and private sector bank branches remain closed today. Meanwhile, banks in most other states continue to operate according to their normal business hours.
Why Are Banks Closed Today?
The Reserve Bank of India (RBI) prepares the annual bank holiday calendar based on national holidays, regional festivals, state-specific observances, and regular weekly offs. Consequently, bank holidays vary from one state to another.
On July 6, 2026, the holidays are being observed for the following occasions:
Mizoram: MHIP Day (Mizo Hmeichhe Insuihkhawm Pawl Day)
West Bengal: 125th Birth Anniversary of Dr. Syama Prasad Mukherjee
As a result, all scheduled commercial banks, including government and private banks, remain closed in these two states.
Which Banks Are Affected?
The holiday applies to every scheduled bank operating in the affected states. This includes major public and private sector banks such as:
- State Bank of India (SBI)
- HDFC Bank
- ICICI Bank
- Punjab National Bank (PNB)
- Bank of Baroda
- Canara Bank
- Union Bank of India
Therefore, customers in Mizoram and West Bengal should postpone branch visits until the next working day unless the service is available online.
Will Banks Remain Open in Delhi, Mumbai, Bengaluru, and Other Cities?
Yes. The July 6 bank holiday is limited to selected states. Banks remain open in most major cities across India, including:
- Delhi
- Mumbai
- Noida
- Gurugram
- Chennai
- Bengaluru
- Hyderabad
- Pune
- Ahmedabad
Customers in these cities can visit bank branches during regular banking hours.
Upcoming Bank Holidays Between July 6 and July 12
Besides today’s regional holiday, several more bank holidays are scheduled during the week. Therefore, customers planning branch visits should keep these dates in mind.
| Date | Reason | States Affected |
|---|---|---|
| July 6, 2026 | MHIP Day, Dr. Syama Prasad Mukherjee Birth Anniversary | Mizoram, West Bengal |
| July 9, 2026 | Behdeinkhlam Festival | Meghalaya (Shillong) |
| July 11, 2026 | Second Saturday | All India |
| July 12, 2026 | Weekly Sunday Holiday | All India |
Altogether, bank branches will remain closed for four days in different parts of the country between July 6 and July 12.
Will Online Banking Services Continue?
Yes. Although physical bank branches remain closed on notified holidays, digital banking services continue to function normally. Consequently, customers can complete most financial transactions without visiting a branch.
The following services remain available:
UPI payments
Internet banking
Mobile banking apps
ATM cash withdrawals
Debit and credit card transactions
Online fund transfers through NEFT, RTGS, and IMPS (subject to service availability)
Therefore, routine banking activities such as transferring money, paying utility bills, checking account balances, or making digital payments remain unaffected.
Complete List of Major Bank Holidays in July 2026
Several regional festivals and observances will lead to additional bank holidays during July. However, these holidays are applicable only in specific states.
| Date | Occasion | Location |
|---|---|---|
| July 16 | Rath Yatra | Bhubaneswar (Odisha) |
| July 16 | Harela Festival | Dehradun (Uttarakhand) |
| July 16 | Kang (Rath Yatra) | Imphal (Manipur) |
| July 17 | U Tirot Sing Day | Shillong (Meghalaya) |
| July 18 | Drukpa Tshe-zi | Gangtok (Sikkim) |
| July 22 | Kharchi Puja | Agartala (Tripura) |
| July 25 | Fourth Saturday | All India |
| July 12, 19 & 26 | Weekly Sundays | All India |
How Can You Avoid Banking Delays?
If your work requires visiting a physical bank branch, checking the RBI holiday calendar beforehand can save time. Moreover, completing important banking work before weekends or regional holidays helps avoid unnecessary delays.
For urgent transactions, customers can continue using digital banking platforms, which remain available throughout the year except during scheduled maintenance windows.
Frequently Asked Questions
| Question | Answer |
|---|---|
| Are banks closed across India on July 6, 2026? | No. The holiday applies only to Mizoram and West Bengal. |
| Will SBI and HDFC Bank remain closed today? | Yes, but only in the states where the holiday is observed. |
| Is online banking available during bank holidays? | Yes. UPI, internet banking, mobile banking, ATMs, and card services continue normally. |
| Why are banks closed in West Bengal today? | The holiday marks the 125th birth anniversary of Dr. Syama Prasad Mukherjee. |
| When is the next nationwide bank holiday? | July 11 (Second Saturday) and July 12 (Sunday) are nationwide bank holidays. |
The information provided in this article is for general informational purposes only. While we strive to keep the content accurate and up to date, readers should verify important details through the official website or the concerned authority before taking any action. This website is not affiliated with any government organization.