Bank Holiday Alert: If you are planning to visit your bank branch for important work, checking the latest bank holiday list can save you both time and effort. While digital banking has reduced the need for branch visits, several services still require customers to visit a bank in person. Therefore, knowing the upcoming bank holidays is essential before stepping out.
Will Banks Remain Closed in the Coming Days?
Many customers are wondering whether banks will remain open at the end of June and throughout July 2026. According to the Reserve Bank of India’s (RBI) holiday calendar, banks will remain closed on different dates across various states due to regional festivals, public holidays, and regular weekly holidays.
However, these holidays are not applicable nationwide on every date. Instead, the closure depends on the state and the occasion. Therefore, customers should check the holiday schedule for their respective city before planning a bank visit.
Why Are Banks Closed on Different Dates?
The RBI prepares a state-wise holiday calendar every year. Besides national holidays, banks also remain closed for regional festivals and local public holidays. Consequently, customers in one state may find banks open while branches in another state remain closed.
For example, banks in Shimla remained closed on June 29 due to Sant Guru Kabir Jayanti. Meanwhile, banks in Aizawl observed a holiday on June 30 because of the regional festival Remna Ni.
July 2026 Weekly Bank Holidays
Apart from festival-related holidays, banks across India will also remain closed on all Sundays and the second and fourth Saturdays.
| Date | Holiday |
|---|---|
| 5 July | Sunday |
| 11 July | Second Saturday |
| 12 July | Sunday |
| 19 July | Sunday |
| 25 July | Fourth Saturday |
| 26 July | Sunday |
State-Wise Bank Holiday List for July 2026
Besides the regular weekends, several states will observe additional bank holidays due to local festivals and public celebrations.
| Date | Occasion | State/City |
|---|---|---|
| 6 July | Regional Holiday | Aizawl (Mizoram) |
| 9 July | Behdienkhlam Festival | Shillong (Meghalaya) |
| 16 July | Rath Yatra | Bhubaneswar (Odisha) |
| 17 July | U Tirot Singh Death Anniversary | Meghalaya |
| 18 July | Drukpa Tshe-zee | Gangtok (Sikkim) |
| 21–22 July | Kharchi Puja | Tripura & Meghalaya |
| 31 July | Shaheed Udham Singh Martyrdom Day | Haryana |
Which Banking Services May Be Affected?
If your local bank branch remains closed, several offline services may not be available. Therefore, completing urgent branch-related work in advance is a smart decision.
The following services may be affected:
• Cash deposits at bank branches
• Cash withdrawals through branch counters
• Cheque deposit and cheque clearance
• Demand Draft (DD) issuance
• Passbook printing and updates
• Loan documentation and account-related services
• New cheque book requests
Will Online Banking Continue During the Holidays?
Yes. Although bank branches remain closed on holidays, digital banking services continue to function normally. Therefore, customers can complete most routine transactions without visiting a branch.
| Service | Availability During Bank Holiday |
|---|---|
| Net Banking | Available |
| Mobile Banking | Available |
| UPI Payments | Available |
| ATM Cash Withdrawal | Available |
| Online Fund Transfer (NEFT/RTGS/IMPS) | Available as per service timings |
| Branch Services | Closed |
Plan Your Bank Visit in Advance
If you need services such as cheque clearance, demand draft issuance, cash deposits, passbook updates, or loan-related paperwork, visit your bank before the scheduled holiday. Moreover, checking your city’s holiday calendar beforehand can help you avoid unnecessary travel and delays.
Frequently Asked Questions
| Question | Answer |
|---|---|
| Will all banks remain closed on every holiday? | No. Many holidays are state-specific and depend on the RBI holiday calendar. |
| Will SBI, HDFC, and ICICI banks remain closed? | Yes, if the holiday is applicable in your state, both public and private banks remain closed. |
| Will UPI work during bank holidays? | Yes. UPI services remain available throughout the holiday. |
| Can I withdraw cash during a bank holiday? | Yes. ATM services remain operational. |
| Is mobile banking affected during bank holidays? | No. Mobile banking and internet banking continue to work normally. |
| Should I check the holiday list before visiting the bank? | Yes. Since several holidays are regional, checking the schedule can save time. |
The information provided in this article is for general informational purposes only. While we strive to keep the content accurate and up to date, readers should verify important details through the official website or the concerned authority before taking any action. This website is not affiliated with any government organization.